Boise City Housing Loan

Discover how you can get assistance on home repairs!

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1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle

City of Boise, Home Improvement Loans

1st Choice Mortgage and City of Boise can provide assistance  to low/moderate income howmeowners in order to make necessary repairs to bring their home up to code and make it a safe, decent, and sanitary place to live.  Loans are available for energy and accessibility improvements as well as general housing repairs.

boise grant, boise down payment, boise home, boise loan, boise mortgage

  • Paying off existing mortgage and then adding on repairs.
  • 1 HUD approved repair is required.
  • EXTREMELY low, up to 30 year, fixed interest rate.
  • Limited funds available for owner occupied improvements through this program.
  • Finally Home Home Buyer's Education program completion may be required.
  • Income Limits based on location of property, see income limits below.
  • FICO Scores down to 620.
  • Maximum debt to income ratio <50%
  • Click below for NO OBLIGATION details or give us a call TODAY.
  • Repairs to include, but not limited to (just to name a few):
    • HVAC
    • Energy Efficiency Upgrades:
      • Windows
      • Doors
      • Insulation
    • Roof repaire/replacement
    • Painting
    • Floors
    • Cabinets
    • American with Disability Act features.

Need more information or want to see if you qualify?

 Contact Us Today!

Household Income Requirements


Restrictions (06/06/2016)

Family Size: 1

Boise Metro



Family Size: 2

Boise Metro



Family Size: 3

Boise Metro


Family Size: 4

Boise Metro


Family Size: 5

Boise Metro


Family Size: 6

Boise Metro


Family Size: 7

Boise Metro


Family Size: 8

Boise Metro


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